RCBC MyWallet Visa card - is a reloadable multi-purpose prepaid stored value card which offers the flexibility of managing your day-to-day financial transactions with the added convenience of access to the worldwide Visa network. With this prepaid stored value card, you spend only what you have loaded in the card, thus, preventing you from overspending!
As mentioned, you can use this card to shop online, being a visa card, you can use it directly for any transactions online. withdraw funds in your card and even your Paypal, Alertpay, Payza, Paypay and etc.. (only if it's affiliated w/rcbc) and linked, I'll be posting that matter on my next blog post.
Obtaining RCBC MY Wallet Visa Card
How:
In able to apply for it you'll need:
2 Valid ID's. You can use any of these:
- School ID
- Company ID
- Drivers License
- PRC License
- SSS ID
- Philhealth
and etc.. I run out of ideas
And Money for payment of course!!
Procedure:
1. Just visit any RCBC Branch and state your purpose of visiting and the guard will hand you a number. Wait for your no. to be summoned.
2. Talk to the Customer Service Officer and she'll fill-out the enrollment form for you, present two (2) valid photo-bearing identification card, provide photocopy (that's all they need). Also tell the amount you want to fund your card.
3. If your # was called, go to the cashier and pay Php 120.00 as payment for the visa card and the amount you want to fund your card. (Php300.00 if your planning to link it to Paypal account or all sorts).
4. The CSO will give you the card and brief you with the terms.
Thats it, wait for an hour or two and your card is activated. You can withdraw any amount loaded in your card, there's no transaction fee as long as it is RCBC affiliated ATM, Bancnet or Megalink to be exact.
There it is enjoy your new and affordable cash card!
"Manage the way you spend or be a fool reminiscing your mistakes"
Blowfly
Thursday, January 23, 2014
Obtaining LTO Student Permit
Yeah we are all surely excited that at our age 16 we can finally get our hands on a studend permit that will allow us to drive motorized vehicle of course with presence of a person holding a valid professional drivers license. But law and its flaws always suck right?, most of them (law enforcers) are too lazy to mind if some stupid teen is putting somebody into trouble.. haha. Well I can say I'm lazy too, allowing my drivers license expire and giving myself headache for reverting back to student permit. whew!!
So for those who don't know how to get this:
- First, find the nearest LTO Office at your location.
- Produce a photocopy of your birth certificate or better yet, if you have NSO. Bring the original for verification
- Bring any identification card, you're teenage so school ID would be fine.
- Adult?, surely you have more than enough ID's to prove who you are right?, bring any of those!
If you check LTO's website, it includes TIN #, but it was crossed out from the requirements. I wasted my time asking BIR for it, they say it's only necessary if I'm applying for non-pro or pro license.
There are only 4 stages,
Here's the procedure:
1. Go to the CSR, show your documents and ID and they'll provide you the form and number. After accomplishing it, pass it to CSR or if they have a tray in window 1, put it there front facing down.
2. When your name or # was called, proceed to window 2 for photo capturing and signature.
3. Pay the amount corresponding to the type of service and wait.
4. Get your Student Permit.
If you manage to arrive early, you won't have the trouble of waiting. So be there early or don't complain with your stupidity and laziness!!
"The early bird catches the worm"
Blowfly
So for those who don't know how to get this:
- First, find the nearest LTO Office at your location.
- Produce a photocopy of your birth certificate or better yet, if you have NSO. Bring the original for verification
- Bring any identification card, you're teenage so school ID would be fine.
- Adult?, surely you have more than enough ID's to prove who you are right?, bring any of those!
If you check LTO's website, it includes TIN #, but it was crossed out from the requirements. I wasted my time asking BIR for it, they say it's only necessary if I'm applying for non-pro or pro license.
There are only 4 stages,
Here's the procedure:
1. Go to the CSR, show your documents and ID and they'll provide you the form and number. After accomplishing it, pass it to CSR or if they have a tray in window 1, put it there front facing down.
2. When your name or # was called, proceed to window 2 for photo capturing and signature.
3. Pay the amount corresponding to the type of service and wait.
4. Get your Student Permit.
If you manage to arrive early, you won't have the trouble of waiting. So be there early or don't complain with your stupidity and laziness!!
"The early bird catches the worm"
Blowfly
Wednesday, January 22, 2014
The Ambitious Hike: Mt. Pulag Summit
Where it all started:
It was Nov. 2013 when our friend Janna came home for a vacation from USA. After a short stay at Manila to meet up with her college friends, we've heard she's on her way to our hometown. Upon arrival, of course we visited her for a long chat and alcohol binge (my favorite game) and this is where we learned about their plan to reach the top. Originally, there are only 5 of them, Janna, her younger sister Jessica (who's also on vacation from KSA), their cousin Giselle, and her 2 friends(late meet up). Two of us were invited but Thrice wasn't able to go and I was with doubt at first but hey it's all expenses paid anyway so why not.
Getting there:
We left the next day before noon and arrived at manila before 7pm. Just a quick rest and a little time to pack stuffs we need for the climb and we're off to cubao to catch the bus headed to bagiuo. I ride a different bus since they booked their trip days earlier and that bus was full. My bus ride was a bit longer due to stops but it only came 20 minutes short of their arrival time and Giselle's friends already joined them. It didn't take long before our service arrived, and once again we're on the road. I think it's about 3 hr SUV ride with a 5 min halfway stop to get to DENR office where briefing will take place. In our case, it took a little longer because we had a chat with other mountaineers at the stop and we all agreed to make our teams one since there are 7 of them and only 6 of us. From DENR Office, we transferred to a jeepney the guys rented for another 1 hr ride to the Ranger Station. Anyway, I must say that the driver was really bad ass man. I never ride a drifting jeepney before, it was very thrilling and dangerous ride due to muddy road and deadly cliff drop.
Our journey on foot began:
Ranger Station is where you'll arrange for tour guide, porter and vote for a team leader. I think they assign 1 guide for every 10 person. They assigned 2 guides because our group has 13 members (we joined as one team thinking we'll save money by having only one guide.. LOL). There's a rumor of a previous hiker catching hypothermia but nobody confirmed if it's true (later Jan 2014 it was mentioned at TV Patrol news having one casualty in month of November). Everything's settled so we gathered for a prayer then begin the hike, it was approximately 1 and half hours (depends on your phase) on foot with at least 20 min knee busting climb before reaching Camp 1 (perfect for resting after the steep climb) and less than 2 hours to get to Camp 2 (camping grounds). By the way, professional mountaineers set up their tents near the summit. Our team mates manage to set their tents up before it gets dark but unfortunately for us, we aren't geared properly for the weather so they didn't allow us to set tent in open grounds. It's no use arguing with experienced hikers so we heed their call and later on found out the benefit. We learned how unarmed we are as we begin to hear their mountaineering stories and seeing how their gears work and the likes of it. I guess we all agreed that night, it was a pretty ambitious climb for first timers to hike the 2nd/3rd (still debated) highest mountain in the country being unprepared. At least we're proud that they give it to us, we have the guts! (is it really guts or death wish?)LOL. We continue chatting over dinner and after that, what else?, the best way to fight the cold is liquor so we brought out all the alcohol drink we packed and push on getting to know each others lives. It was nearly 1am when the last 3 man standing (including me) called it a night, it was 9 degrees if I remember right. The plan was to get up 5am and hike to the summit to witness the sunrise but sadly it was called out due to zero visibility and rain. Everyone was up at first light then coffee and breakfast was prepared and served so that we may resume the hike at 8am. As breakfast was done, everyone prepared themselves and suit up to make ourselves wet proof; you know cold weather, rain and fog. Well for me, I'm wearing only cargo shorts so I had to improvise and strap my legs with a trash bag to prevent soaking up my legs then eventually both socks and shoes. The hike only took less than an hour with minimal climbing effort, and tadaa… at last we are on the top of the 2nd or 3rd (whatever) highest mountain in the country of the Philippines. The peak is said to be 2,922 mts but I didn’t ask my team mates reading in his altimeter. Surely reaching the summit was a wonderful feeling of accomplishment and satisfaction. Thanks to the guys that made this adventure a success, I don’t think we'll made it that far if we haven’t met them. Well I wasn’t disappointed but I just hope we saw the sunrise, they say it was a beautiful scene. Good part is, I was literally standing in the clouds (It’s impossible to stand on clouds right?) and of course, touching the sky. Nevertheless, it’s great considering the previous team never made it to the summit; some didn’t even reach Camp 2 because of the bad weather.
Here a link to a breath taking time lapse video titled:
Chase the Clouds - The Mount Pulag Summit
Credits to Bong Bajo for the video, I just borrowed it. "Kudos!" pra sa iyo!!
A quote was mentioned to us by the DENR officer that applies as a rule to Mt. Pulag, here it is:
“Take nothing but photographs, leave nothing but footprints. Bring nothing but memories, kill nothing but time”
So we packed everything even trash and brought it with us all the way down. Our descend phase is kind of fast and quiet, for sure everyone is eager to reach the Ranger Station to rest. I didn’t even bother the pain in my shoulder because of my backpacks weight. That's about it!, we re-trace our trip back to bagiuo and Janna offered dinner then we said our goodbyes to the good heart fellows who we owe this ones success. And lastly pictures.
Thank you Janna, Jessica, and Giselle for a great experience!!
Here are some tips to survive Mt. Pulag:
Outfit Includes:(check weather)
- Jacket, waterproof just in case it rains and a thick one to fight the cold.
- Shirts, bring lots if it's humid.
- Wet proof pants, Leggings and/or jogging pants
- Trekking shoes
- Bonnet
- Gloves
- Socks, thick and long.
You might want to double or even triple that! Bring extras. Our clothes wasn’t enough to fight the cold, it might drop below 0, Our last check before sleeping was 9 degrees.
Group checklist:
- Tent, bring the ones with fly sheets not the beach tent(it won't stay up long)!
- Portable Stove and Cookwares
- Food Supplies (Carbohydrates, Energy sources)
- Lighting source (General use), better to bring emergency light
- Knife
- Ropes
- Duct Tape/Packaging Tape
- Water Proofing Stuffs, ( for electronic devices)
- Large plastic bag,trash bag,zip lock plastic bags(for e-devices) - can be used for waterproofing your bags! I used it as warmer for my feet. hehe
In your backpack:
- First aid kit
- Toiletries (soap, shampoo, toothbrush),
- Toilet paper or wet ones, there are designated “Toilet Areas” at the camping grounds.
- Flashlight and Batteries, it's advisable to bring your own.
- Spoon and fork,
- Drinking cup, if you’ll be drinking hot drinks or liquor. hehe
- Raincoat
- Slippers
- Sleeping Bag, bring your own. In my case, the tour guide offered me his. haha
- Water bottle container, it can be filled up with spring water along the trail.
- liquor and cigarettes, I don't smoke so I only need lots of alcohol. lol
Avoid casualty or being left behind, pack right to fully enjoy the hike!.
"Prevention is better than cure"
Blowfly
It was Nov. 2013 when our friend Janna came home for a vacation from USA. After a short stay at Manila to meet up with her college friends, we've heard she's on her way to our hometown. Upon arrival, of course we visited her for a long chat and alcohol binge (my favorite game) and this is where we learned about their plan to reach the top. Originally, there are only 5 of them, Janna, her younger sister Jessica (who's also on vacation from KSA), their cousin Giselle, and her 2 friends(late meet up). Two of us were invited but Thrice wasn't able to go and I was with doubt at first but hey it's all expenses paid anyway so why not.
Getting there:
We left the next day before noon and arrived at manila before 7pm. Just a quick rest and a little time to pack stuffs we need for the climb and we're off to cubao to catch the bus headed to bagiuo. I ride a different bus since they booked their trip days earlier and that bus was full. My bus ride was a bit longer due to stops but it only came 20 minutes short of their arrival time and Giselle's friends already joined them. It didn't take long before our service arrived, and once again we're on the road. I think it's about 3 hr SUV ride with a 5 min halfway stop to get to DENR office where briefing will take place. In our case, it took a little longer because we had a chat with other mountaineers at the stop and we all agreed to make our teams one since there are 7 of them and only 6 of us. From DENR Office, we transferred to a jeepney the guys rented for another 1 hr ride to the Ranger Station. Anyway, I must say that the driver was really bad ass man. I never ride a drifting jeepney before, it was very thrilling and dangerous ride due to muddy road and deadly cliff drop.
Our journey on foot began:
Ranger Station is where you'll arrange for tour guide, porter and vote for a team leader. I think they assign 1 guide for every 10 person. They assigned 2 guides because our group has 13 members (we joined as one team thinking we'll save money by having only one guide.. LOL). There's a rumor of a previous hiker catching hypothermia but nobody confirmed if it's true (later Jan 2014 it was mentioned at TV Patrol news having one casualty in month of November). Everything's settled so we gathered for a prayer then begin the hike, it was approximately 1 and half hours (depends on your phase) on foot with at least 20 min knee busting climb before reaching Camp 1 (perfect for resting after the steep climb) and less than 2 hours to get to Camp 2 (camping grounds). By the way, professional mountaineers set up their tents near the summit. Our team mates manage to set their tents up before it gets dark but unfortunately for us, we aren't geared properly for the weather so they didn't allow us to set tent in open grounds. It's no use arguing with experienced hikers so we heed their call and later on found out the benefit. We learned how unarmed we are as we begin to hear their mountaineering stories and seeing how their gears work and the likes of it. I guess we all agreed that night, it was a pretty ambitious climb for first timers to hike the 2nd/3rd (still debated) highest mountain in the country being unprepared. At least we're proud that they give it to us, we have the guts! (is it really guts or death wish?)LOL. We continue chatting over dinner and after that, what else?, the best way to fight the cold is liquor so we brought out all the alcohol drink we packed and push on getting to know each others lives. It was nearly 1am when the last 3 man standing (including me) called it a night, it was 9 degrees if I remember right. The plan was to get up 5am and hike to the summit to witness the sunrise but sadly it was called out due to zero visibility and rain. Everyone was up at first light then coffee and breakfast was prepared and served so that we may resume the hike at 8am. As breakfast was done, everyone prepared themselves and suit up to make ourselves wet proof; you know cold weather, rain and fog. Well for me, I'm wearing only cargo shorts so I had to improvise and strap my legs with a trash bag to prevent soaking up my legs then eventually both socks and shoes. The hike only took less than an hour with minimal climbing effort, and tadaa… at last we are on the top of the 2nd or 3rd (whatever) highest mountain in the country of the Philippines. The peak is said to be 2,922 mts but I didn’t ask my team mates reading in his altimeter. Surely reaching the summit was a wonderful feeling of accomplishment and satisfaction. Thanks to the guys that made this adventure a success, I don’t think we'll made it that far if we haven’t met them. Well I wasn’t disappointed but I just hope we saw the sunrise, they say it was a beautiful scene. Good part is, I was literally standing in the clouds (It’s impossible to stand on clouds right?) and of course, touching the sky. Nevertheless, it’s great considering the previous team never made it to the summit; some didn’t even reach Camp 2 because of the bad weather.
Here a link to a breath taking time lapse video titled:
Chase the Clouds - The Mount Pulag Summit
Credits to Bong Bajo for the video, I just borrowed it. "Kudos!" pra sa iyo!!
A quote was mentioned to us by the DENR officer that applies as a rule to Mt. Pulag, here it is:
“Take nothing but photographs, leave nothing but footprints. Bring nothing but memories, kill nothing but time”
So we packed everything even trash and brought it with us all the way down. Our descend phase is kind of fast and quiet, for sure everyone is eager to reach the Ranger Station to rest. I didn’t even bother the pain in my shoulder because of my backpacks weight. That's about it!, we re-trace our trip back to bagiuo and Janna offered dinner then we said our goodbyes to the good heart fellows who we owe this ones success. And lastly pictures.
Thank you Janna, Jessica, and Giselle for a great experience!!
Here are some tips to survive Mt. Pulag:
Outfit Includes:(check weather)
- Jacket, waterproof just in case it rains and a thick one to fight the cold.
- Shirts, bring lots if it's humid.
- Wet proof pants, Leggings and/or jogging pants
- Trekking shoes
- Bonnet
- Gloves
- Socks, thick and long.
You might want to double or even triple that! Bring extras. Our clothes wasn’t enough to fight the cold, it might drop below 0, Our last check before sleeping was 9 degrees.
Group checklist:
- Tent, bring the ones with fly sheets not the beach tent(it won't stay up long)!
- Portable Stove and Cookwares
- Food Supplies (Carbohydrates, Energy sources)
- Lighting source (General use), better to bring emergency light
- Knife
- Ropes
- Duct Tape/Packaging Tape
- Water Proofing Stuffs, ( for electronic devices)
- Large plastic bag,trash bag,zip lock plastic bags(for e-devices) - can be used for waterproofing your bags! I used it as warmer for my feet. hehe
In your backpack:
- First aid kit
- Toiletries (soap, shampoo, toothbrush),
- Toilet paper or wet ones, there are designated “Toilet Areas” at the camping grounds.
- Flashlight and Batteries, it's advisable to bring your own.
- Spoon and fork,
- Drinking cup, if you’ll be drinking hot drinks or liquor. hehe
- Raincoat
- Slippers
- Sleeping Bag, bring your own. In my case, the tour guide offered me his. haha
- Water bottle container, it can be filled up with spring water along the trail.
- liquor and cigarettes, I don't smoke so I only need lots of alcohol. lol
Avoid casualty or being left behind, pack right to fully enjoy the hike!.
"Prevention is better than cure"
Blowfly
Subscribe to:
Posts (Atom)